Unlock the Value of Your Credit Cards and Earn Passive Income!
If you and your credit card(s) meet our eligibility criteria, you can turn your cards into a money-making asset by renting authorized user slots on your card.
Here's why joining our platform is a win:
Easy Income
You could earn thousands of dollars per year with minimal effort.
Fast
Our platform instructs you on how to add users while keeping your accounts safe.
Help Others
You are helping buyers to build better credit and gain access to financial opportunities.
Eligibility Criteria
To qualify as a Seller on piggybackerz.com:
- ✓You must reside in the United States.
- ✓
You must have a credit card with perfect payment history at one of the following card issuers:
ChaseBank of AmericaBarclayCardCapital OneDiscover - ✓You must have had the card for at least 3 years, and be able to keep the overall credit utilization of the card under 15%.
What is the Process?
Register as a Seller on piggybackerz.com
Add eligible cards to your Seller Inventory
piggyBackerz.com finds buyers who purchase the right to be listed as an authorized user on a Seller's credit card for two months.
piggybackerz.com collects payment from the buyer, alerts Seller when it's time to add the Buyer as an authorized user, and provides Seller with the information needed to add the Buyer as an authorized user.
Seller continues to make ontime payments on their credit card while maintaining a maximum credit utilization of 15% during the rental period.
When enrolling a card, we recommend to our buyers that they make at least one charge on the card each month so that there is a balance on the card at the end of the statement period. This ensures that the issuing bank will report the activity to the credit bureaus. Linking a subscription service (such as Netflix or Hulu) to your card makes this easy.
When the rental period is over and the we've confirmed that the piggybackerz.com Guaranty has been satisfied, we alert the Seller to remove the Buyer as an authorized user from their credit card and pay the Seller their commission.
Is It Safe To Add A Buyer to my Credit Card as an Authorized User?
The primary risk of PiggyBacking Credit is that somehow the Buyer would get access to the Seller's credit card information and use the card to make a charge on the card. In practice, the policies of the credit card companies prevent this from happening.
When an authorized user is added to a credit card account, the new card is sent to the primary account holder's address (NOT to the Buyer's). Additionally, the customer service departments at credit card companies only discuss account information with the primary account holder.
For more detailed information about safety and other concerns, please visit our comprehensive FAQ section.
Got More Questions?
Read our comprehensive FAQs to learn more about becoming a seller on our platform.
View FAQsReady to Start Earning?
Join the waitlist now and be the first to earn when we launch!